Employee Stock Purchase Plan Calculator

Let's assume your discount rate is and that your tax bracket is .

The lowest price of the stock at an offer or purchase date during your look-back window is $ and the price at the purchase date was $.

And lastly, let's assume the amount you want to invest in the ESPP is $.

Lowest Price: $
Discount Rate
Amount Invested: $
Your Discount Price per share
Number of Shares Purchased
Actual Amount Invested
Value at time of Purchase

If you sell immediately:

Before-tax Profit at time of purchase
Of that amount, you'll need to pay taxes:
Resulting in a total profit of
Return on investment

Great Return! :)

Adam Says: The yearly return on your investment in this scenario is , which is quite a bit higher than 7% - the baseline for investing.

OK Returns :|

Adam Says: Your investment returns of are in line with investing them in the stock market. You may consider investing in your ESPP to diversify your portfolio if you believe your ESPP is more likely to perform than the stock market.

Maybe Not Worth It :(

Adam Says: Your ESPP is set to return per year, which is significantly less than the average market return of 7%. Historically speaking, you'd be better off investing in the stock market.